The process for getting a resale HDB flat in Singapore is usually a multi-action method that typically spans many months. The initial and most critical stage is to get a legitimate HDB Flat Eligibility (HFE) letter, which decides the client's eligibility with the flat buy, housing grants, in addition to a housing bank loan. After securing the HFE letter, the customer lookups for your flat and requests an alternative to acquire (OTP) from the seller, that is then exercised inside 21 times. Subsequently, the buyer should post their website resale application to HDB, including all necessary paperwork. HDB will then value the flat and agenda a first appointment for both of those functions. The procedure culminates while in the completion in the transaction, exactly where the client and vendor meet for the HDB Hub to sign the final paperwork and get the keys. The complete system, from obtaining the HFE letter to the final completion, normally requires about three to five months.